Small Business Debt Helpline

If you or someone you know is struggling with their business finances, call us. Our small business financial counsellors will give you free, independent and confidential advice.

From 9am to 5.30pm
Monday to Friday

Government Grants

Find and apply for government funding, programs and events for small business owners.

Get help with Grants

Disaster Relief

Extra support is available for small businesses affected by COVID-19 and bushfires.

Learn about disaster support

Loan repayments

Struggling to keep up with repayments on your business loan? You don’t have to figure it out on your own.

Get advice about Loans

Paying your Bills

If you can't pay your bills or suppliers on time, there are things you can do to manage your debts and take control of your finances.

Get help to manage bills

Leases and Rent

Even if you’re locked into a commercial lease, there are steps you can take to relieve the financial pressure.

Get advice about leases

Bankruptcy and Insolvency

Struggling to keep up with repayments on your business loan? You don’t have to figure it out on your own.

Get advice about closing your business

We're here to help

The Small Business Debt Helpline is a free service for small business owners in financial difficulty. Our team of qualified financial counsellors will listen and give you practical advice to help you get back on track.

Current Disaster Support

Extra support is available for small businesses affected by COVID-19

What you can do

How are you FEELING?

Worried

I'm impacted financially by someone close to me. What should I do?

Unsure

I'm worried about someone who I think is impacted financially.

Struggling

I'm worried about someone who I think is impacted financially.

Overwhelm

I'm worried about someone who I think is impacted financially.

Desperate

I'm worried about someone who I think is impacted financially.

Get the support you need

Business debts can have a big impact on your life, family and friends.

Get help with personal finances

  • National Debt Helpline offers free financial counselling and step-by-step guides to help manage personal debts.
  • Moneysmart has free tools, tips and guidance to help you take control of your money.

Look after your mental health

  • Lifeline is a 24/7 crisis support line to help you get through difficult times. Chat online or Call 13 11 14.
  • Beyond Blue offers 24/7 support for anxiety, depression and suicidal thoughts via phone, email or online forums. Call 1300 224 636.
  • 1800 Respect offers 24/7 counselling and support for people affected by family violence and abuse. Call 1800 737 732.
  • MensLine is a 24/7 phone and online service to support emotional and relationship concerns specific to men, including depression, anger and stress. Call 1300 78 99 78.
  • Headspace helps people aged 12–25 with mental health support.

We've helped hundreds of small business owners

Here's what they had to say: