Helpline

1800 413 828

Loan Repayments

Falling behind on your business loan can be stressful, especially when you don’t have a stable income.

Quick money from another lender can seem like a good idea, but hidden fees or high interest rates may end up costing you more.

There are other ways to get help and avoid getting into more debt. The earlier you get help, the more options you’ll have.

When to seek help

If you’re struggling to pay back the money you owe, ignoring your debt will only make it worse.

Act now if:

  • you can’t keep up with your loan repayments
  • you’re using personal money to pay your business debts
  • you’re thinking about getting a loan from another lender to cover your repayments
  • you’re being chased for money
  • your lender won’t accept your request to change your repayments
  • you’re worried about losing your home.

Get free and confidential advice from a professional financial counsellor.
CALL THE SMALL BUSINESS DEBT HELPLINE TODAY ON 1800 413 828.
The sooner you call, the sooner we can help.

How we can help

Running a small business is hard. But you don’t have to go it alone.

We can help you to:

  • understand your rights and responsibilities as a small business owner
  • understand your loan contract or agreement
  • talk to lenders and creditors about your situation
  • negotiate a repayment arrangement – for example, paying in instalments
  • ask for a hardship variation to make your loan easier to manage
  • find government grants and concessions.

We can also connect you with services that provide support in other ways, such as legal advice, face-to-face financial counselling and emotional support.

Who you'll talk to

When you call us, you’ll speak to a trained financial counsellor who specialises in debt management, negotiating and counselling for small business. Our service is free, independent and confidential.
We’ll give you options, tips and advice to manage your debts and get your finances under control. Find out more About us.

Get help today

We’ve helped hundreds of small business owners just like you. Don’t wait to get help, start taking control of your finances today. Call the Small Business Debt Helpline on 1800 413 828.

Don’t wait to get help, start taking control of your finances today.

Call the Small Business Debt Helpline on 1800 413 828

Support Line Hours

  • Mon to Fri: 9am to 5.30pm AEDT

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ABOUT US

  • The Small Business Debt Helpline was set up in 2020 by Financial Counselling Australia (FCA) with funding from the Australian Government. The Helpline was originally established as the Small Business Bushfire Financial Counselling Support Line.